The Affordable Care Act requires every American to have health-care coverage in 2014 or pay a tax penalty, but in Missouri there may be some exemptions. If your employer does not pay for health insurance or you are ineligible for Medicare or Medicaid, you will have to enroll in a health insurance plan using online health-insurance exchanges. Navigators, supported by taxpayer dollars and licensed by the state, will help those who need assistance in enrolling in health insurance via the exchange. Director of APS Navigators Jean Gooden tells KZIM KSIM that she and other navigators are here to help those without insurance determine their eligibility, find discounts, and help them apply online. Gooden says some people in Missouri may be ineligible for insurance due to their income, and there are exemptions available for those whose premiums would be over 9.87 percent of their monthly income. Missouri did not take a funding increase offered by the Federal Government, so Gooden says, some people may find themselves ineligible for Medicaid, but unable to afford premiums. Gooden says that those who qualify for exemptions must re-certify every year, as anyone with insurance under the new act would around tax time. For more information, you can go to healthcare.gov.
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